How the frick can people afford to move out and pay for everything by themselves, especially if you don't have friends or a partner ?

How the frick can people afford to move out and pay for everything by themselves, especially if you don't have friends or a partner ? I'm 23 have no debt and about 60k saved, but I still don't think I could move out and feel comfortable because I know all of my money would be gone in like 2 years. How do people afford to move out at 18? Does everyone live with roommates? How do you even FIND a roommate?

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  1. 2 months ago
    Anonymous

    Those people are financially much worse off than you. If someone has the opportunity to stay at home with their parents but decides to move out, then chances are they're making tons of other bad choices too. I've had 30 year old coworkers renting out apartments and only $1,000 in the bank. They will never own a house. If they're unemployed for a single month they will end up homeless. That's how bad it is for some people. Don't think they're better than you. They're fricking morons.

    • 2 months ago
      Anonymous

      >That's how bad it is for some people.
      That's how bad it is for most people. Frick boomers and the world they've created.

      • 2 months ago
        Anonymous

        yeah, you live with roommates, if you want to save money, you have to have some sort of obsession with saving, living frugally, not eating out, not buying shit you don't need. planning. money skills take a while to learn, i've been working full time for a while and still live paycheck to paycheck. every roommate i've lived with has been a friend or acquaintance and its a mixed bag. honestly, might be better living with randoms, you don't want to mess up a friendship. i moved out for the first time at 22 and my money situation instantly got worse but i liked the freedom. it is a tradeoff, if you're living straight min wage, paycheck to paycheck, you will not save money. make sure you know you can save money and structure ur life before you do it, especially since you've got good savings.

        don't think its just boomers, i mean they're the root but we're gonna work around to frick the world up in just the same way. hoard over our resources, we get our little slice and tell the rest to frick off. we will repeat these cycles, no big change is coming and if it was, we'd frick it up.

        • 2 months ago
          Anonymous

          cont'd for OP, if you want to move in somewhere, check a local facebook group for your town/city, people always need to fill a room. might be weird living with complete randoms, but it is what it is.

        • 2 months ago
          Anonymous

          Realistically that sliver of a slice is gonna be shrinkflated away or confiscated with the collapse of the petrodollar and with millions of migrants coming.

          • 2 months ago
            Anonymous

            there is enough for everyone and the elites don't want you to think that.

          • 2 months ago
            Anonymous

            Obviously they're only "elite" by creating artificial scarcity, but they still call the shots and aren't going to let us have any scraps. Especially with AI and automation around the corner. The standard model is obsolete and we're gonna have to design a new system from the ground up if we want to live with any measure of dignity.

    • 2 months ago
      Anonymous

      >That's how bad it is for some people.
      That's how bad it is for most people. Frick boomers and the world they've created.

      There hs always been an underclass of unskilled people that never get ahead for various reasons.
      But the majority of adults own their own home, now. And the current bubble will, like all of them, end.

      • 2 months ago
        Anonymous

        Everyone is part of the tribe. It is up to the tribe to ensure that all members are contributing what they should be, that the weak, elderly and vulnerable members are cared for, that everyone can reasonably expect to have their needs met as long as they are working.

        A tribe that does not give these basic things is not a tribe worth being a part of.

        • 2 months ago
          Anonymous

          >
          Over 50% of federal spending is on social security, medicaid/medicare, section 8 housing, disability payments, pensions, welfare, and so on.
          >https://fiscaldata.treasury.gov/americas-finance-guide/federal-spending/
          About 33% of the working poor NEVER APPLY for any of these benefits, even though they qualify.
          The working poor are a small minority, not :most people".
          >https://www.bls.gov/opub/reports/working-poor/2021/home.htm
          and the percentage of people who are working poor has been falling for over 15 years and is down 32%
          Have you ever read a book?

          • 2 months ago
            Anonymous

            >About 33% of the working poor NEVER APPLY for any of these benefits, even though they qualify.
            Because you have zero idea how much hassle and stress it is to try and get this shit. You're not a ghetto nog, you don't have kids, so they will attempt to deny you 500 times at every opportunity requiring you to jump through a thousand hoops and argue endlessly and fight to get it.
            Big shocker that people do not have the energy to do that.
            Your section 8, welfare, overwhelmingly goes to single mothers and to minorities and blacks my guy cause they have a hundred advocacy groups who will do the work for them and they have to jump through practically 0 hoops.

          • 2 months ago
            Anonymous

            >Because you have zero idea how much hassle and stress it is to try and get this shit
            You can't read minds, little man. I grew up in a trailer park with a dad in prison and a mom in the bottle. My brother and I GOT OUT f abject poverty.
            annnnnd of course you're a fricking racist, too

          • 2 months ago
            Anonymous

            Black personloving moron

          • 2 months ago
            Anonymous

            People too stupid to make over minimum wage

            >our section 8, welfare, overwhelmingly goes to single mothers and to minorities and blacks my guy cause they have a hundred advocacy groups who will do the work for them and they have to jump through practically 0 hoops.
            versus Reality
            >75% of all welfare benefits go to Whites
            >https://www.census.gov/library/visualizations/interactive/social-safety-net-benefits.html

          • 2 months ago
            Anonymous

            >there are more whites than blacks
            >they get more benefits

            WHOA!

          • 2 months ago
            Anonymous

            just take the L, fool

          • 2 months ago
            Anonymous

            >People too stupid to make over minimum wage
            Yes, welcome to the vast majority of the world you moron.
            And it's not "too stupid", because inherently everyone in the world cannot make double minimum wage, there are not jobs to satisfy those numbers you people are genuinely just insanely stupid. Minimum wage, basic jobs, are the norm. They have been the norm for fricking forever in human history as long as jobs have existed, and they will continue to be the norm until jobs cease to exist. Your moronic beliefs and opinions on that or on the people do not change anything about reality. It's easy to tell you're mostly americans too because you've been psyoped to hell and back your beliefs are regurgitated slop that was fed to you endlessly rather than based on any kind of objective thinking or even simply sitting down and thinking about the subject yourself without bias for a few hours :^)

          • 2 months ago
            Anonymous

            moronic Robots
            >the vast majority make minimum wage
            versus Reality
            >less than one in 1 in 75 American workers earns minimum wage
            >https://www.bls.gov/opub/reports/minimum-wage/2021/home.htm
            No, 1.4% is NOT "the vast majority", lol
            in Europe only about 10% of all workers made minimume wage
            >https://www.eurofound.europa.eu/en/topic/minimum-wage#:~:text=One%20in%2010%20workers%20in%20the%20EU%20earned,around%20the%20minimum%20wage%20%28%2B%2F-%2010%25%29%20in%202017.
            10% is ALSO not "the vast majority".
            What is it like being as stupid as you are? Are you numb? Does it hurt?

          • 2 months ago
            Anonymous

            What are the numbers when you factor in say 10% more than min wage? Again, I just addressed this above lmao. Making marginally more than min wage, a completely negligible amount when it comes to actually paying bills and houses, is for all intents and purposes still the same as being min wage buddy. It changes nothing in their lives, all it does is allow you to yoink them out of your statistics so you look better

          • 2 months ago
            Anonymous

            >people make min wage
            >"no actually they make 4x more than min wage"
            >NO WAIT I MEANT ITS MARGINAL
            the irony is that when i read your posts i just see myself when i was like 14 and convinced that the world was "getting worse"

          • 2 months ago
            Anonymous

            >>"no actually they make 4x more than min wage"
            The percentage of any countries citizens that make 4x min wage is effectively close to zero, your attempts to argue that it's some huge number like 80%+ is comical. It is a miniscule number that applies to only a couple of sectors and those sectors do not employee millions upon millions of people to begin wtih.

          • 2 months ago
            Anonymous

            >NO WAIT ACTUALLY EFFECTIVELY EFFICIENTLY ABSTRACTLY ZERO PEOPLE MAKE MONEY
            LMFAO you are such a dumb ESL kid.

          • 2 months ago
            Anonymous

            >The percentage of any countries citizens that make 4x min wage is effectively close to zero
            JFC, how stupid are you?!
            Federal minimum wage is $7.25/hour
            4x that is $29/hour
            with zero overtime that is an annual income of $60,320/year.
            That puts you at the 60% percentile, about, meaning that FORTY PERCENT OF ALL WORKING AMERICANS make more than 4x minimum wage.
            >https://dqydj.com/individual-income-by-year/

          • 2 months ago
            Anonymous

            In all fairness, only 39% of USA population has a full time job. About 132 million at this time.

            So about 40% of about 40% is only 16% of Americans make over 4x the federal minimum wage.

            Of course the federal minimum wage for most is as irrelevant as the federal minimum wage for tipped waitresses which is still $2.13/hr.

            Mean while the feds have pretty much abandoned the concept of a national minimum wage, leaving it to the states; Most run around "fifteen or so" now. In practice various market pressures result in nobody working at qdoba unless they pay over $20.

          • 2 months ago
            Anonymous

            >of any countries citizens

            I think this moron is a Euro, and has no idea what cops and teachers in the US make.

            Almost every Massachusetts state trooper made more than $100k last year. Many of them make $200k or more, with overtime.

          • 2 months ago
            Anonymous

            >I just addressed this above l
            saying 'my uncle in a rural shithole isn't making the median so the median is fake' is not "addressing" anything.
            If you had followed the links you would know your moronic question was addressed three separate times.
            Look at the income quintiles, or the stats on the working poor.
            What is your zip code?

          • 2 months ago
            Anonymous

            Look at reality around you, moron

          • 2 months ago
            Anonymous

            I do.
            I work with a bunch of guys aged 20-28 making somewhere between $24 and $33 an hour and NONE of us has a four year degree.
            We have 5 openings and can't get them filled because people leave after 1-3 weeks because they can't be on their phones or working outside is hot/cold or DRUG SCREEN?!?! I can't pass a DRUG SCREEN!!
            We all have apartments or house and have out wn vehicles.
            My bothers? Different fields, same rough experience.
            My friends? Different fields, same rough experience.
            Here's the real difference:
            MY personal anecdote matches statistics, YOUR personal anecdote doesn't.

          • 2 months ago
            Anonymous

            >work with a bunch of guys aged 20-28 making somewhere between $24 and $33 an hour and NONE of us has a four year degree.
            >We have 5 openings and can't get them filled because people leave after 1-3 weeks because they can't be on their phones or working outside is hot/cold or DRUG SCREEN?!?! I can't pass a DRUG SCREEN!!
            >We all have apartments or house and have out wn vehicles.
            >My bothers? Different fields, same rough experience.
            >My friends? Different fields, same rough experience
            Where can I go to get that type of work as a 25 year old poorgay?

          • 2 months ago
            Anonymous

            1) Look up staffing agencies near you that staff factories
            2) sign up for factory work
            3) Pass a drug screen
            4) Make it through the 4 month temp period making only $15-$18 an hour
            5) enjoy your career

          • 2 months ago
            Anonymous

            This is true where I am with the arabs. They have both public and private orgs that do everything for them, meanwhile the gov will fight tooth and nail to delay and avoid providing any bennies to everyone else. Aged care pensioners have been waiting on average 3 months from finishig work to having their payments start. Imagine three months with zero income

    • 2 months ago
      Anonymous

      Meanwhile, Outside <tm> in the real World <tm>

      • 2 months ago
        Anonymous

        What do the last 10 years look like champ?

        • 2 months ago
          Anonymous

          Learn to read the chart "champ" it is current through October 2023 as explicitly shown on the image.
          Ask mommy to help you read the words

      • 2 months ago
        Anonymous

        The real question is how this is fudged. Does it for example include small time non-corporate landlords?

        • 2 months ago
          Anonymous

          Home ownership is always primary residence.

      • 2 months ago
        Anonymous

        >implying mortgagecucks are any better than rentoids

  2. 2 months ago
    Anonymous

    I'm 23 with $0 saved up and living with mommy. So you're doing a lot better than me.

  3. 2 months ago
    Anonymous

    Do you have a job of some sort?
    Because this question makes zero fricking sense to me AT ALL.
    I moved out when I was 18 to be closer to my job
    >Rent and utilities = $1,500
    >Payment for new truck and insurance + fuel and maintenance = $500
    >Groceries = $300
    >personal insurance, misc. expenses = $200
    My net take home pay per month as a factory machine operator when I was 18 was only $3,100 - $3,300 a month so I was careful to avoid expenses and save.
    Now that I am 24 my net take home pay is $4,000-$4,300 a month so I can *easily* pay all my bills, invest $1,000/month, and enjoy good liquor, cigars, etc. and STILL save money

    • 2 months ago
      Anonymous

      >i could do it because i made 1.5x or more the average at 18, and i make 2x+ the average now :^)
      yeah gee willikers you fricking moron, how do you manage it when everyone else needs a partner, almost like both their incomes equal your single income and thus you don't need a partner
      how the frick you got a good paying job is impressive if you're moronic to the point you cannot comprehend the basic math you're expressing

      • 2 months ago
        Anonymous

        Well, since the average income of 16-19 year old that work full time is $620/week
        >https://smartasset.com/retirement/the-average-salary-by-age
        and the take home average on that is over $530/week
        >https://www.cnn.com/business/calculators/take-home-pay-calculator
        That means the AVERAGE 19 year old with a full time job has a monthly net take home income of about $2,300
        so the AVERAGE 19 year old only needs about $300-$500 a month to do it and I am not being as frugal as possible.
        So go get a friend to move out.,
        Still waiting on OP to say if he has a job.
        >how the frick you got a good paying job
        My brother was grossing $105k/year when he was 24

        • 2 months ago
          Anonymous

          >so the AVERAGE 19 year old only needs about $300-$500 a month to do it and I am not being as frugal as possible.

          average rent in my area is 1400 a month what the frick are you talking about?

          • 2 months ago
            Anonymous

            >THE MEAN IS THE MINIMUM!
            and you called someone else stupid?
            What is your zip code, smart man?
            Don't cry about being doxxed

          • 2 months ago
            Anonymous

            cheapest in my area is like 600 a month if I want to live in a literal ghetto and get robbed on my way to work

          • 2 months ago
            Anonymous

            Zip
            Code
            Now
            or
            STFU

          • 2 months ago
            Anonymous

            NTA
            The average rent in my metro is $1,800
            My rent is $1,100
            >HoW iS tHaT pOsSiBlE?!?!?!
            because half of the rents are below average, duh.

        • 2 months ago
          Anonymous

          >My brother was grossing $105k/year when he was 24
          And? That is more than double the normal wage anon you are simply moronic with math or unable to comprehend how things actually are in reality. Which is a problem for a lot of people and especially a lot of americans who genuinely cannot accept the reality that minimum wage or just above minim wage IS the average and what the overwhelming majority of your citizens, and citizens of any country, are on. Policemen who have been in the job for 10+ years and promoted, teachers, all make less than 40k on average. Your "average for 16-19 year olds" does not change when you expand the age, that is just the average PERIOD, for fricking everyone working class and normal at all ages.
          >so the AVERAGE 19 year old only needs about $300-$500 a month to do it and I am not being as frugal as possible.
          What the frick are you talking about. Someone that takes home 530 a week has no money, that is literally barely paying rent + bills + food, which is the point. If you're going to move out and literally be living on the poverty line where one single incident means you can't pay your shit because you are spending your entire monthly wage on necessities, you CANNOT MOVE OUT.

          • 2 months ago
            Anonymous

            >you are simply moronic with math or unable to comprehend how things actually are in reality
            I can actually do the math, which keeps excaping you.
            Since you are so dumb you need everything spelled out, let me spell it out for you
            The fact that losers don't have money is not the norm.
            >you are simply moronic with math or unable to comprehend how things actually are in reality
            For 16-19 year olds? Sure.
            The average income of a 28 year old is 175% of that.
            >Policemen who have been in the job for 10+ years and promoted, teachers, all make less than 40k on average
            Stupid and a lie
            Police average over $63,000/year and do NOT have to pay for insurance or pensions.
            >https://www.indeed.com/career/police-officer/salaries
            Teachers average
            Teachers outearn cops
            >https://www.nea.org/about-nea/media-center/press-releases/nea-unveils-new-nationwide-data-educator-pay-and-school-funding
            and ALSO don't have to contribute to health care payments or pensions.
            So far you are wrong about EVERYTHING.
            >Someone that takes home 530 a week has no money, that is literally barely paying rent + bills + food
            That's what I said - they'd need $300-%500 a month on top of that to live alone.
            Lrn2Read

          • 2 months ago
            Anonymous

            >The fact that losers don't have money is not the norm.
            Yes, it is, your 2iq brain refuses to accept the reality that the vast majority of every single country on earths population are what you classify as "losers" because you're a clown, both for your view of them and for your inability to accept reality. Good double clown
            >noo much teachers and policemen
            I literally have a family member who has been a policeman for almost 20 years, he's almost retirement age, he's been promoted numerous times and has numerous awards, he no longer works as a patrol officer - who also do not earn 63k because he earns more than patrol officers due to being essentially at the top of the kind of cases he has in the country, and I am telling you he doesn't earn anywhere near 63k you fricking dense homosexual holy shit lol. I also have another family member who is a teacher, guess what she also doesn't make! Curious right? Almost like you are incorrect.

          • 2 months ago
            Anonymous

            >"Stop proving that minimum wage is NOT the average! Stop proving cops and teachers DO make good livings! DON'T YOU REALIZE THAT ONLY MY OWN, PERSONAL, DIRECT EXPERIENCE IS REAL? REEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE!"
            FTFY

          • 2 months ago
            Anonymous

            You have not proven anything, you chase after shitbag statistics that purposely measure in such a way to look better. Look up the median instead you clown.
            You do not personally know people in these positions to ask their salaries, I do and I have just told you their real life experience. That you think a patrol cop makes more than what amounts to the top non management position in the child abuse investigation department in the country - someone who literally has to follow investigations internationally and has arrested people and brought them back to the country on planes - is you expressing that you have severe brainrot.

          • 2 months ago
            Anonymous

            median wages are actually pretty good. when people complain about wages they complain about minimum wages for like 20 year olds that want more.

          • 2 months ago
            Anonymous

            >Look up the median instead you clown
            When I posted the median for cops and teachers you REEEEEd like a little b***h
            the median INDIVIDUAL income for all races, ages, and so on
            income in 2023 was $50,000 about, or 345% of minimum wage.
            So the AVERAGE American amakes more than 3 times minimum wage.
            >how dare you not believe that what my uncle makes reflects reality for all police everywhere in the country!
            FTFY.

  4. 2 months ago
    Anonymous

    ITT: robots learn math and that people with jobs earn money

  5. 2 months ago
    Anonymous

    they either do mortgages for 30+ years hoping to own property at 50 (modern enslavement by banks) or they pay rent forever so that everything is lost like you say, and they never own anything. this is what they meant with "you'll own nothing, and you will be happy".
    also, US is still relatively good. there are much worse situations in some parts of europe where people can't live alone until 30 or more. a world where the state is replaced by the bank, it's going to be much worse.

  6. 2 months ago
    Anonymous

    No fricking clue it wasnt until I was 30 and finished my PhD and got hired by a company paying 87k starting salary that I could afford to moveout

    Rent is like 2000$/month for one room shitbox apartments.

  7. 2 months ago
    Anonymous

    are you poor?
    probably not as you have 60k saved with 23 (unless inheritance)

    i live in one of the biggest german cities, in and apartment with a tram station 2 minutes away from my door
    >780 Euro rent
    >150 Euro utilities
    >50 public transport
    >300 food
    >200 fun stuff, like going out
    >250 misc
    >500 Euro travel
    against my salary of
    >4300 Euro net
    leaving me with 2000 left I can spend, save, burn or whatever
    currently savings
    admittedly i'm 26 and worked for 2 years now
    but you are definitely doing something wrong

    • 2 months ago
      Anonymous

      There is an entire class of Americans that slept through school, have never worked any position more than a few months at part-time minimum wage jobs and at about age 22 decide that since THEY have zero skills or money NO ONE does.
      Very interesting, too,

      • 2 months ago
        Anonymous

        >Americans that slept through school
        I though they have mandatory school too??
        it's not like there are no dropouts in Germany
        but even most low salary workers have some vocational training

        minimum wage jobs are mostly done by students or immigrants

        • 2 months ago
          Anonymous

          There is mandatory school, but standards are so low that many high school graduates read and do math at a 4th grade level.
          Vocational training is often shunned by Americans, especially middle class and higher Americans.
          Minimum wage jobs in the US are *meant* to be for immigrants, students, etc. but there is a class of 25+ year old that have never developed any work skills that still do them for years

        • 2 months ago
          Anonymous

          >minimum wage jobs are mostly done by students or immigrants
          This is not even remotely reflective of reality. Genuinely interesting how people like you can exist and cling so desperately to these beliefs that you can objectively measure, and that most countries do objectively measure, and show are not true.
          And then when you see that, the next step in the argument is usually
          >b-b-but yeah see look he earns 10p MORE than minimum wage so it's totally different and not a completely negligible distance but if we pretend it is I can cling to my original claim about min wage workers

          • 2 months ago
            Anonymous

            It's reflective of reality in the US and western europe. The economic fact is that some jobs need to be for students and immigrants because they don't produce much value but they do need a reliable worker.

          • 2 months ago
            Anonymous

            I live in western europe, it simply is not even close to a true statement in my country anon. Not even within the same ballpark

          • 2 months ago
            Anonymous

            Unfortunately, it's 100% true. Tons of people refuse to take the jobs that immigrants are offered.

          • 2 months ago
            Anonymous

            >Tons of people refuse to take the jobs that immigrants are offered.
            Because they pay like shit for it and have terrible work conditions or treatment. Yeah, they should be refused, and immigrants should not be allowed to take them either so the pay and/or conditions improve to acceptable level for citizens to exchange their labour for. If the business cannot survive or operate whilst having conditions and pay appealing to citizens, the business does not deserve to continue to exist and the government should not continuously prop it up with non citizens with lower standards.

          • 2 months ago
            Anonymous

            The business deserves to continue to exist because it offers jobs for students and immigrants and it offers a simple product or service to the community, that's the entire point of minimum wage jobs and contract work.

          • 2 months ago
            Anonymous

            I work I.T. in a major city now making about $75k.

            I started after college literally in the fields picking rhubarb with Guatemalan immigrants at a farm in Indiana. Did that for like 2 years. Honestly it's hard work and doesn't pay shit, but it was still a great experience for me. Helped me save up enough to take some certification courses and get into I.T.

            I'm a white, Irish-decended American man, and I definitely see why most white folks wouldn't want to "dirty themselves" with a low-class job. But really? If it paid enough, I'd go back to that field and spend my days picking rhubarb again. Hard work, but much more satisfying than turning some idiot's printer on and off for a living.

          • 2 months ago
            Anonymous

            I think modern society refuses to re-learn the value of doing hard work for the experience and for survival, rather than for the "grind" or as a greedy money investment. There's always an argument to be made about preventing corruption or raising socialist policies to protect average workers or disabled people, but both eastern and western cultures in developed countries have completely forgotten what scarcity looks like or why we even created money in the first place.

          • 2 months ago
            Anonymous

            I do landscaping and I'd happily trade places with you

          • 2 months ago
            Anonymous

            >irishmen thinking he's high class

            frick off potato muncher

          • 2 months ago
            Anonymous

            Globohomosexual lies 101

            Somehow countries thrived without a shitskin flood before, but now for ??? reasons they le can't!! :^(

          • 2 months ago
            Anonymous

            There are only two ways that countries thrived without immigration you stupid cuckold. Imperialism / extracting value from other countries (rather than their labor directly), and via high birthrates following some paradigm shift in politics or technology.

            Established countries who are not growing are prone to collapse, and literally every time in history that quality of life increased for citizens, the only options to sustain it were slavery, immigration, or death.

          • 2 months ago
            Anonymous

            High birthrates are the historic norm.
            Industrialization/information age shit destroys birthrates in the non-religious.

          • 2 months ago
            Anonymous

            >Tons of people refuse to take the jobs that immigrants are offered.
            I am beyond being mad, if this is bait you have got me.
            I live in w europe and being able to get one of those minimum wage jobs was a LUXURY. The unemployment rate in my area was 10% and myself, my family and friends couldn't get any job easily. Eventually I was lucky that I got a factory job and I nepotismed hard to get my family members in too.
            But don't fricking act like immigrants only do work that those soft white people won't do, those jobs don't fricking exist.

          • 2 months ago
            Anonymous

            It's reflective of reality in the US and western europe. The economic fact is that some jobs need to be for students and immigrants because they don't produce much value but they do need a reliable worker.

            see

            moronic Robots
            >the vast majority make minimum wage
            versus Reality
            >less than one in 1 in 75 American workers earns minimum wage
            >https://www.bls.gov/opub/reports/minimum-wage/2021/home.htm
            No, 1.4% is NOT "the vast majority", lol
            in Europe only about 10% of all workers made minimume wage
            >https://www.eurofound.europa.eu/en/topic/minimum-wage#:~:text=One%20in%2010%20workers%20in%20the%20EU%20earned,around%20the%20minimum%20wage%20%28%2B%2F-%2010%25%29%20in%202017.
            10% is ALSO not "the vast majority".
            What is it like being as stupid as you are? Are you numb? Does it hurt?

            you guys need to learn about income quintiles
            >https://www.taxpolicycenter.org/statistics/household-income-quintiles

    • 2 months ago
      Anonymous

      >4300 Euro net
      Well above average earner so you don't count moron

  8. 2 months ago
    Anonymous

    LMAO. What a fricking beta. Keep living without the mommy and playing with your toys and video games

    • 2 months ago
      Anonymous

      >Keep living without the mommy
      *Keep living with mommy
      Autocorrect was going nuts on my phone for some reason

  9. 2 months ago
    Anonymous

    To answer your question OP it only gets worse.
    >t. 31yo who lives at home and has 80k+

  10. 2 months ago
    Anonymous

    Why does AI think that what stores look like. That is some backrooms type shit right there

  11. 2 months ago
    Anonymous

    they can't and they're doomed, god is not on your side

  12. 2 months ago
    Anonymous

    >dork has internet access
    >doesn't understand strength in numbers
    >doesn't understand the value of community and having relationships
    >doesn't understand how money works
    >doesn't understand how people mature and take responsibility
    >asks NSFFW and wastes even MORE time

    Some people literally just deserve to suffer. Every time I see a "friendless" or "lonely" poster here, I just assume they are choosing to be vile and degenerate. Even the fattest frick lazy pieces of shit from my high school were competent enough to understand how to become a basic adult.

    • 2 months ago
      Anonymous

      >Every time I see a "friendless" or "lonely" poster here, I just assume they are choosing to be vile and degenerate.
      They are

  13. 2 months ago
    Anonymous

    They literally live paycheck to paycheck and are often severely in debt but at least they don't live with mommy and daddy like a loser haha, amirite guys?

    • 2 months ago
      Anonymous

      >at least they don't live with mommy and daddy like a loser haha, amirite guys?
      Ya. Who would want to be around anyone with severe codependency issues?

      • 2 months ago
        Anonymous

        You don't even know what codependency is, I don't know what israelite therapist told you it's "condepent" to live with your parents and family but they're a fricking moron because that was the norm for the entirety to human history up until the 1970s. We're human beings, we are social tribal creatures with different skillsets, knowledge levels, and resources. My parents are older so they can't do things like mow the lawn or shovel the sidewalk as easily anymore, whereas I can do that stuff very easily and for free. If I didn't do stuff like that they'd have to pay some mexican $500 to do it. Is that codependency? No, you're just moronic.

        • 2 months ago
          Anonymous

          You just proved how codependent you are

        • 2 months ago
          Anonymous

          I refuse to believe the other anon isn't just trolling you. Unfortunately, no doubt there are some people truly as moronic as him out there.

  14. 2 months ago
    Anonymous

    >no debt
    >$60k saved

    You're fine with that, anon. If you're making at least $40-50k a year on top of those savings, you can afford to rent somewhere and live comfortably for a few years.

    Most normies have massive debt but refuse to stay with mommy/daddy for a few more years to pay off the debt. You're in a lucky position and should be fine.

  15. 2 months ago
    Anonymous

    >How the frick can people afford to move out and pay for everything by themselves, especially if you don't have friends or a partner ?
    They have a secret weapon.
    Job skills.

  16. 2 months ago
    Anonymous

    No you stupid zoomers are slaves to us

  17. 2 months ago
    Anonymous

    OP here I made this thread and immediately went to sleep, but I guess I should mention that I am not making the minimum wage. I work at a warehouse, making about 21 dollars an hour, so not minimum wage (I don't know how that argument came up in the first place), but I'm not exactly rolling in money either. Also, no one here has told me how to find roommates, but I'm still getting called "codependent" and "vile." What's up with that? I don't think I should be considered a bad person because my social skills are lacking.

    • 2 months ago
      Anonymous

      I just sort by cost from least to most. So like if I am paying 650$ a month in Toronto I will have 3 roommates. If I pay 800$ I will have 2 roommates. And if I pay 1200$ a month I can have a one bedroom to myself.
      I Always live with randos because I look for cheap places on Craigslist and shit

    • 2 months ago
      Anonymous

      >Also, no one here has told me how to find roommates

      If you work in a warehouse how do you not have coworkers who gossip?

      Just ask at lunch if anyones heard anyone looking for a roommate.

      My only advice is don't verbally commit to the first lunatic who volunteers. Make sure to phrase it very non-comital like "I've been thinking about maybe getting a roommate but I'm not sure" otherwise you might find some social pressure to shack up with the first lunatic who volunteers.

      You'll feel like an idiot if your best friend at work has likewise been thinking about getting a roomie but neither of you ever brought it up.

    • 2 months ago
      Anonymous

      you're a bad person because you refuse to learn social skills, despite the obvious benefit they would have for you. you're the kind of person who complains about something good because its not perfect for you

  18. 2 months ago
    Anonymous

    >How the frick can people afford to move out and pay for everything by themselves
    I have a good paying job. I'm pretty frugal but still have more money than I know what to do with. 401k, IRA, and general savings account.

  19. 2 months ago
    Anonymous

    Take the trailer pill you can live on your own and be able to save money for a future or crack for you and your new crackhead friends.
    What I'm doing anyway.

  20. 2 months ago
    Anonymous

    Holy frick did the glowies swarm this thread.
    >Nothing to see here goy everything is fine don't worry return to your pod

    Meanwhile an entire generation cannot even begin to live let alone contribute meaningfully because all opportunities and avenues to have a dignified working life have been cut off.

    • 2 months ago
      Anonymous

      Neither you or I are going to do anything about it so what's the point in crying?

  21. 2 months ago
    Anonymous

    Where do you work?
    If you don't have a college degree, yeah, you'll probably have a hard time moving out.
    Even if you do, depending on the jobs available based on your education, it might be the same story.

    I have a feeling that you did not attend college though because the vast majority of 23 year olds who did are not free of debt with $60k in the bank.

    I think you should consider investing it though. Not in like crypto, but just in normal stocks like a mutual fund.
    That money will compound and before you know it you'll be doing just fine.

  22. 2 months ago
    Anonymous

    moving out is easy
    im literally a mentally ill neet and i got kicked out by my mother and her boyfriend
    i only receive $600 every month from the government and i am renting my own little room
    i have no savings but i am surviving
    if i can do it anyone with a job can easily do it

    • 2 months ago
      Anonymous

      Well its easy for you, because you get free money. for me id have to job hunt to aquire the money while homeless

  23. 2 months ago
    Anonymous

    I call bullshit since there's fair amount of mortgages, student loans, and car loans going into default as well as people being behind utility payments.

  24. 2 months ago
    Anonymous

    Had to move out a few years ago, been living with a friend for 5 years now, couldn't afford to live alone and my mum lives in a shoebox 1 bed apartment so no room for me, worst case scenario we agreed we'd move somewhere new together but we'd both be paying rent so it wouldn't be the traditional living rent free with parents situation.

  25. 2 months ago
    Anonymous

    >How the frick can people afford to move out and pay for everything by themselves
    They can't. The ~~*middlemen*~~ have monetized everything to the nth degree. Even dying gives shekels to the slave masters.

  26. 2 months ago
    Anonymous

    Am is 32, you get used to living at home because most people are, I have 300k saved up, do not pay israeli landlords

  27. 2 months ago
    Anonymous

    They can't. Even when I moved out of home aeons ago, I had a full time job, spent barely any money and I still had a roommate while living in run down places living in ugly ghettos full of projects.

    • 2 months ago
      Anonymous

      And should add I was STILL broke. Rent/Cost of living was bad back then, it's now impossible. If you are late teens or early 20's now in an Anglo country, you are either insane to move our or, like in my case, your parents are pieces of shit

  28. 2 months ago
    Anonymous

    I bought a home by myself. I make 150k a year. I still can't get a gf though, so life seems pointless.

  29. 2 months ago
    Anonymous

    They mostly don't. Everyone either stays at home, gets roommates, live paycheck to paycheck, gets two jobs, or is one of the few with a well paying job. It's ridiculous. I'm staying at home until I can save up enough for a house. The housing market will crash eventually, and it will be glorious.

  30. 2 months ago
    Anonymous

    >work full-time hours while going to college full-time on a full ride scholarship
    >have about 20k saved by the start of my junior year, age 22
    >get married and by a house together spring semester of junior year
    >take out federal loans (15k) to cover the cost of the mortgage until I graduate
    >graduate
    >loans are frozen due to COVID, get a salaried job
    >loans canceled
    >mortgage refinanced before rates exploded, got down to $901 a month
    >split that 50/50 with wife who also works full-time
    >we have plenty left over to save and spend

    • 2 months ago
      Anonymous

      Your experiences aren't the norm. Did you come here to brag?

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